In the aftermath of the current economic crisis, a large number of people are adopting several means for saving more, rather than resorting to reckless spending. However, for some, applying for and obtaining a credit card might be a step towards enjoying a well-planned financial life. Credit cards relieve the users from the inconvenience of carrying bundles of money for making purchases and dealing with other expenditures. Apart from that, customer protection, cost-efficient borrowings and additional perks are some other benefits that credit cards offer to users.
Among the several private sector banks operating in the Indian market, HDFC bank is one such financial institution that offers a wide range of plastic money instruments to add to the purchasing power of users, makes room for cashless shopping and budgets the overall expenditure. Founded in the year 1994, HDFC Bank, being the largest housing finance company in India, was granted ‘in-principle’ authority for serving as a banking company by the Reserve Bank of India. Since then, HDFC has left no stone unturned in offering incomparable financial services, including credit cards, to customers from all walks of life.
HDFC credit card instruments are designed to fulfil the unique needs and wants of its customers. No matter what kind of lifestyle or spending habits one follows, HDFC aims at providing a perfect credit card to interested customers. Of all the different types of credit cards offered by the bank, titanium cards prove to be the best plastic money instruments in the long run. Here is why one must prefer an HDFC Titanium Credit Card over gold, platinum and other co-branded credit cards offered by the service provider.
Attractive Reward Points
When talking about Titanium Edge Cash back credit card or Titanium Times Featured Credit Cards, the customers can enjoy 2 reward points for every Rs. 150 spent by the users. Apart from normal spending, customers can enjoy extra reward points on every dining amount during weekdays. Customers can accumulate these reward points and redeem them against several exciting gifts and offers online at the current redemption rates.
Fuel Surcharge Waiver
HDFC Titanium Credit Card offers complete freedom to users from fuel surcharge on purchases between Rs. 400 and Rs. 5000 made by users across all fuel stations in India. Assuming a user spends Rs. 5000 on fuel every month through the Titanium credit card, savings of Rs. 1500 per year is guaranteed in the form of fuel surcharge waiver.
Interest Free Credit Period
Titanium edge credit card and titanium times credit card offer longer interest free credit periods to customers in comparison to the time period provided by other credit card merchants. As of now, HDFC offers an interest free period of up to 50 days from the date of initial purchase, subject to a submission of certain, predetermined charge by the merchant.
Even though credit cards are not 100% safe and cost-efficient for the users at all times, using them in a cautious and well planned manner can save the customers from the trouble of paying hefty interest charges and piling up more debt to deal with in the near future. When used correctly, HDFC credit card guarantees extra protection on the purchases and offers excellent reward points to the users in the long run.
Among the several private sector banks operating in the Indian market, HDFC bank is one such financial institution that offers a wide range of plastic money instruments to add to the purchasing power of users, makes room for cashless shopping and budgets the overall expenditure. Founded in the year 1994, HDFC Bank, being the largest housing finance company in India, was granted ‘in-principle’ authority for serving as a banking company by the Reserve Bank of India. Since then, HDFC has left no stone unturned in offering incomparable financial services, including credit cards, to customers from all walks of life.
HDFC credit card instruments are designed to fulfil the unique needs and wants of its customers. No matter what kind of lifestyle or spending habits one follows, HDFC aims at providing a perfect credit card to interested customers. Of all the different types of credit cards offered by the bank, titanium cards prove to be the best plastic money instruments in the long run. Here is why one must prefer an HDFC Titanium Credit Card over gold, platinum and other co-branded credit cards offered by the service provider.
Attractive Reward Points
When talking about Titanium Edge Cash back credit card or Titanium Times Featured Credit Cards, the customers can enjoy 2 reward points for every Rs. 150 spent by the users. Apart from normal spending, customers can enjoy extra reward points on every dining amount during weekdays. Customers can accumulate these reward points and redeem them against several exciting gifts and offers online at the current redemption rates.
Fuel Surcharge Waiver
HDFC Titanium Credit Card offers complete freedom to users from fuel surcharge on purchases between Rs. 400 and Rs. 5000 made by users across all fuel stations in India. Assuming a user spends Rs. 5000 on fuel every month through the Titanium credit card, savings of Rs. 1500 per year is guaranteed in the form of fuel surcharge waiver.
Interest Free Credit Period
Titanium edge credit card and titanium times credit card offer longer interest free credit periods to customers in comparison to the time period provided by other credit card merchants. As of now, HDFC offers an interest free period of up to 50 days from the date of initial purchase, subject to a submission of certain, predetermined charge by the merchant.
Even though credit cards are not 100% safe and cost-efficient for the users at all times, using them in a cautious and well planned manner can save the customers from the trouble of paying hefty interest charges and piling up more debt to deal with in the near future. When used correctly, HDFC credit card guarantees extra protection on the purchases and offers excellent reward points to the users in the long run.